Privacy Policy

Effective date: September 24, 2026

WNB Loans, LLC ("WNB Loans," "we," "us," or "our") provides business-purpose real estate financing to investors. This Privacy Policy explains how we collect, use, and share information when you visit wnbloans.com, submit an application or inquiry, respond to our advertisements (including on Facebook and Instagram), or otherwise contact us.

Information We Collect

Information you provide to us:

Contact details, such as your name, email address, phone number, and mailing address
Business information, such as your company or entity name and investment experience
Loan and property details, such as loan type, loan amount, property address, purchase price, rehab or construction budget, rental income, and timeline
Financial information needed to evaluate a loan, such as bank statements, entity documents, and, with your authorization, credit reports

Information we collect automatically:
When you visit our website, we and our partners may collect information such as your IP address, browser type, device information, pages viewed, and referring website, using cookies, pixels, and similar technologies.

Information from advertising platforms:
If you submit a lead form through a Meta (Facebook or Instagram) advertisement, Meta shares the information you entered in that form with us, such as your name, email, phone number, and answers to form questions.

Information from third parties:
We may receive information from credit bureaus (with your authorization), title and appraisal companies, and other parties involved in your loan transaction.

How We Use Your Information

We use your information to:

Respond to your inquiries and contact you about financing options
Evaluate, process, underwrite, and close your loan request
Match your loan request with appropriate capital partners
Send you information about our loan programs, which you may opt out of at any time
Operate, improve, and secure our website
Measure and improve our advertising, including through the Meta Pixel
Comply with legal and regulatory obligations and prevent fraud

How We Share Your Information

We do not sell your personal information. We may share your information with:

Capital partners and lenders, to evaluate and fund your loan request
Service providers who help us operate our business, such as website hosting, CRM, email, appraisal, title, and closing services
Advertising and analytics partners, such as Meta, to measure ad performance and show relevant ads
Legal and regulatory authorities, when required by law or to protect our rights
A successor entity, in connection with a merger, acquisition, or sale of assets

Cookies and Advertising Technologies

Our website uses cookies and the Meta Pixel to understand how visitors use our site and to measure and deliver advertising. You can control cookies through your browser settings. You can manage how Meta uses your information for ads through your Facebook or Instagram ad settings.

Communications

By submitting your information, you agree that we may contact you by phone, email, or text message about your inquiry. Message and data rates may apply. You can opt out of marketing emails using the unsubscribe link, reply STOP to text messages, or contact us directly.

Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Data Retention

We keep your information as long as needed for the purposes described in this policy, including to service loans and meet legal, regulatory, and recordkeeping requirements.

Your Choices and Rights

Depending on where you live, you may have the right to request access to, correction of, or deletion of your personal information. To make a request, contact us using the information below. We will respond as required by applicable law.

Children's Privacy

Our services are intended for adults and businesses. We do not knowingly collect information from anyone under 18.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.

WNB Loans, LLC
1045 Law St, Unit 2, San Diego, CA 92109

Email: Nick@wnbloans.com
Phone: +1 (704) 450-2127